The WooCommerce Opayo Payment Suite plugin is a payment gateway integration for the WooCommerce platform, which allows businesses to accept payments online via the Opayo (formerly Sage Pay) payment gateway.

This plugin provides three gateway integrations: Opayo Form, Opayo Direct, and Opayo Pi, to suit the needs of different businesses.

The Opayo Form integration provides a simple encrypted form submission post from the website to the Opayo systems, and the shopper is transferred to a payment page for the card details to be securely captured.

Because Opayo handles the payment process, the PCI requirements are simplified, and an SSL certificate is not required, although it is recommended.

After the customer completes the payment, the order is confirmed, and the user is taken to the ‘Thank You’ page on the website.

The Opayo Direct integration uses the WooCommerce credit card form, allowing the customer to stay on the website for the complete checkout process. An SSL certificate is required. Tokens are supported, allowing customers to save their card information for faster checkout.

The Opayo Pi integration can use the WooCommerce credit card form (SSL certificate required) or the Opayo drop-in checkout form, which simplifies the PCI requirements, and an SSL certificate is not required, although it is recommended.

The WooCommerce Opayo Payment Suite plugin offers several other features to make the payment process smoother for customers, including support for 3D Secure 2.0 authentication, automatic refunds, and detailed transaction reporting.

Merchants also have access to features such as multiple currency support, customizable payment form fields, and the ability to choose between net/gross settlements for improved cash flow.

The plugin also offers competitive and transparent pricing, with next-day or same-day funding available, depending on whether you batch before 11 am.

The onboarding process is straightforward, and the plugin offers advanced reporting for data insights. Access to the Opayo account is available anytime, anywhere, making it convenient for merchants to manage their payments.

In summary, the WooCommerce Opayo Payment Suite plugin provides a seamless, secure, and convenient payment solution for WooCommerce online stores, with several integrations and features to suit different business needs.